Underwriters & Premiums


As an independent agent, Heritage is able to offer you the financial strength and stability of the nation's top underwriters. We employ this arrangement to maximize flexibility with underwriting decisions and to allow our customers the opportunity to choose their insurer. Our underwriters and their capital (after provision for statutory premium reserves) are as follows:

  • $5,507,788Alliant National Title Company
  • $484,543,075Chicago Title Insurance Company
  • $194,400,121Commonwealth Land Title Insurance Company
  • $250,700,392Fidelity National Title Insurance Company
  • $846,805,000First American Title Insurance Company
  • $111,363,757Old Republic National Title Company
  • $14,152,270Title Resources Guaranty Company

Premium Rates

In the state of Texas, premium rates are promulgated by the Texas Department of Insurance. All title companies must charge the same amount and the cost is based on the sales price of the transaction.